:root {
  --primary-blue: #0f2041; /* Dark Blue */
  --secondary-blue: #1a365d;
  --accent-green: #258137; /* Green */
  --accent-green-hover: #1e6b2c;
  --accent-gold: #f5b041; /* Yellow/Gold */
  --accent-gold-hover: #d49839;
  --text-dark: #1e293b;
  --text-muted: #64748b;
  --bg-light: #f8fafc;
  --bg-white: #ffffff;
  --glass-bg: rgba(255, 255, 255, 0.85);
  --glass-border: rgba(255, 255, 255, 0.18);
  --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
  --border-radius: 12px;
  --border-radius-lg: 20px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --container-width: 1200px;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text-dark);
  background-color: var(--bg-light);
  line-height: 1.6;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

.container {
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 20px;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Outfit', sans-serif;
  font-weight: 700;
  line-height: 1.2;
  color: var(--primary-blue);
}

h1 { font-size: 3.5rem; }
h2 { font-size: 2.5rem; margin-bottom: 1rem; }
h3 { font-size: 1.75rem; }

.section-subtitle {
  color: var(--accent-green);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 0.875rem;
  margin-bottom: 0.5rem;
  display: block;
}

.text-center { text-align: center; }
.mb-1 { margin-bottom: 1rem; }
.mb-2 { margin-bottom: 2rem; }
.mb-3 { margin-bottom: 3rem; }
.mb-4 { margin-bottom: 4rem; }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.75rem 1.5rem;
  border-radius: 8px;
  font-weight: 600;
  transition: var(--transition);
  cursor: pointer;
  border: none;
  font-family: 'Inter', sans-serif;
}

.btn-primary {
  background-color: var(--primary-blue);
  color: var(--bg-white);
}

.btn-primary:hover {
  background-color: var(--secondary-blue);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-accent {
  background-color: var(--accent-gold);
  color: var(--text-dark);
}

.btn-accent:hover {
  background-color: var(--accent-gold-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-green {
  background-color: var(--accent-green);
  color: var(--bg-white);
}

.btn-green:hover {
  background-color: var(--accent-green-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-outline {
  background-color: transparent;
  border: 2px solid var(--primary-blue);
  color: var(--primary-blue);
}

.btn-outline:hover {
  background-color: var(--primary-blue);
  color: var(--bg-white);
}

/* Navbar */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  background: var(--glass-bg);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--glass-border);
  transition: var(--transition);
  padding: 1rem 0;
}

.navbar.scrolled {
  padding: 0.75rem 0;
  box-shadow: var(--shadow-sm);
}

.navbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo-text {
  font-family: 'Outfit', sans-serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.logo-text span {
  color: var(--accent-green);
}

.nav-links {
  display: flex;
  gap: 2rem;
  align-items: center;
}

.nav-links a {
  font-weight: 500;
  color: var(--text-dark);
  transition: var(--transition);
  position: relative;
}

.nav-links a:hover {
  color: var(--accent-green);
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--accent-green);
  transition: var(--transition);
}

.nav-links a:hover::after {
  width: 100%;
}

.mobile-menu-btn {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--primary-blue);
}

/* Hero Section */
.hero {
  padding: 160px 0 100px;
  background: linear-gradient(135deg, rgba(15, 32, 65, 0.05) 0%, rgba(37, 129, 55, 0.05) 100%);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(245, 176, 65, 0.15) 0%, rgba(255,255,255,0) 70%);
  border-radius: 50%;
  z-index: -1;
}

.hero-content {
  display: flex;
  align-items: center;
  gap: 4rem;
}

.hero-text {
  flex: 1;
}

.hero-text h1 {
  margin-bottom: 1.5rem;
  color: var(--primary-blue);
}

.hero-text h1 span {
  color: var(--accent-green);
}

.hero-text p {
  font-size: 1.125rem;
  color: var(--text-muted);
  margin-bottom: 2rem;
  max-width: 500px;
}

.hero-btns {
  display: flex;
  gap: 1rem;
}

.hero-image {
  flex: 1;
  position: relative;
}

.hero-image img {
  width: 100%;
  max-width: 600px;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-lg);
  display: block;
}

/* Sections */
section {
  padding: 5rem 0;
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 3.5rem;
}

.section-header p {
  color: var(--text-muted);
  font-size: 1.1rem;
}

/* Cards Grid */
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
}

/* Service Cards */
.service-card {
  background: var(--bg-white);
  padding: 2.5rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  border: 1px solid rgba(0,0,0,0.03);
  position: relative;
  overflow: hidden;
  z-index: 1;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-blue), var(--accent-green));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
  z-index: -1;
}

.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-icon {
  width: 60px;
  height: 60px;
  background: rgba(37, 129, 55, 0.1);
  color: var(--accent-green);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin-bottom: 1.5rem;
  transition: var(--transition);
}

.service-card:hover .service-icon {
  background: var(--accent-green);
  color: var(--bg-white);
}

.service-card h3 {
  margin-bottom: 1rem;
  font-size: 1.25rem;
}

.service-card p {
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

.service-link {
  color: var(--primary-blue);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.service-link i {
  transition: transform 0.3s ease;
}

.service-link:hover i {
  transform: translateX(5px);
}

/* Features/Why Us */
.features-section {
  background-color: var(--primary-blue);
  color: var(--bg-white);
}

.features-section .section-subtitle {
  color: var(--accent-gold);
}

.features-section h2 {
  color: var(--bg-white);
}

.features-section p {
  color: rgba(255,255,255,0.8);
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.feature-icon {
  font-size: 2rem;
  color: var(--accent-gold);
}

.feature-text h4 {
  color: var(--bg-white);
  margin-bottom: 0.5rem;
}

.feature-text p {
  font-size: 0.9rem;
  margin-bottom: 0;
}

/* Financial Tools */
.tools-card {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--border-radius);
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  border: 1px solid rgba(0,0,0,0.05);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.tools-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--accent-green);
}

.tools-icon {
  font-size: 2.5rem;
  color: var(--primary-blue);
  margin-bottom: 1rem;
}

/* Testimonials */
.testimonial-card {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow-sm);
  position: relative;
}

.quote-icon {
  position: absolute;
  top: 1.5rem;
  right: 1.5rem;
  font-size: 2rem;
  color: rgba(37, 129, 55, 0.1);
}

.testimonial-text {
  font-style: italic;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

.client-info {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.client-img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
  background: var(--bg-light);
}

.client-name h4 {
  font-size: 1rem;
  margin-bottom: 0.2rem;
}

.client-name span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* FAQs */
.faq-container {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background: var(--bg-white);
  border-radius: var(--border-radius);
  margin-bottom: 1rem;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.faq-question {
  padding: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-weight: 600;
  color: var(--primary-blue);
}

.faq-question i {
  transition: transform 0.3s ease;
}

.faq-answer {
  padding: 0 1.5rem;
  max-height: 0;
  overflow: hidden;
  transition: all 0.3s ease;
  color: var(--text-muted);
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
}

.faq-item.active .faq-answer {
  padding: 0 1.5rem 1.5rem;
  max-height: 500px; /* arbitrary max-height for animation */
}

/* Contact Section */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 4rem;
}

.contact-info {
  background: var(--primary-blue);
  color: var(--bg-white);
  padding: 3rem;
  border-radius: var(--border-radius-lg);
}

.contact-info h3 {
  color: var(--bg-white);
  margin-bottom: 1.5rem;
}

.contact-info p {
  color: rgba(255,255,255,0.8);
  margin-bottom: 2rem;
}

.info-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.info-icon {
  width: 40px;
  height: 40px;
  background: rgba(255,255,255,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-gold);
}

.contact-form {
  background: var(--bg-white);
  padding: 3rem;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-md);
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 500;
  color: var(--primary-blue);
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  font-family: inherit;
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--accent-green);
  box-shadow: 0 0 0 3px rgba(37, 129, 55, 0.1);
}

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}

/* Footer */
footer {
  background-color: #081224; /* Darker Blue */
  color: var(--bg-white);
  padding: 4rem 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-about p {
  color: rgba(255,255,255,0.7);
  margin-top: 1rem;
}

.footer-social {
  display: flex;
  gap: 1rem;
  margin-top: 1.5rem;
}

.footer-social a {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.footer-social a:hover {
  background: var(--accent-gold);
  color: var(--text-dark);
}

.footer-links h4 {
  color: var(--bg-white);
  margin-bottom: 1.5rem;
}

.footer-links ul li {
  margin-bottom: 0.75rem;
}

.footer-links ul li a {
  color: rgba(255,255,255,0.7);
  transition: var(--transition);
}

.footer-links ul li a:hover {
  color: var(--accent-green);
  padding-left: 5px;
}

.footer-bottom {
  text-align: center;
  padding: 1.5rem 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
}

.footer-bottom a {
  color: var(--accent-gold);
}

.powered-by {
  font-weight: 600;
}

/* Floating WhatsApp */
.whatsapp-float {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 60px;
  height: 60px;
  background-color: #25d366;
  color: #FFF;
  border-radius: 50%;
  text-align: center;
  font-size: 30px;
  box-shadow: 2px 2px 10px rgba(0,0,0,0.15);
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  animation: bounce 2s infinite;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  background-color: #128C7E;
}

@keyframes bounce {
  0%, 20%, 50%, 80%, 100% { transform: translateY(0); }
  40% { transform: translateY(-10px); }
  60% { transform: translateY(-5px); }
}

/* Animations */
.fade-in-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s ease, transform 0.8s ease;
}

.fade-in-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Responsive */
@media (max-width: 992px) {
  h1 { font-size: 2.5rem; }
  .hero-content { flex-direction: column; text-align: center; padding-top: 2rem;}
  .hero-text p { margin: 0 auto 2rem; }
  .hero-btns { justify-content: center; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .nav-links {
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--bg-white);
    flex-direction: column;
    padding: 2rem 0;
    box-shadow: var(--shadow-md);
    clip-path: polygon(0 0, 100% 0, 100% 0, 0 0);
    transition: all 0.4s ease;
  }
  
  .nav-links.active {
    clip-path: polygon(0 0, 100% 0, 100% 100%, 0% 100%);
  }

  .nav-links .btn {
    margin-top: 1rem;
  }

  .mobile-menu-btn { display: block; }
  
  .footer-grid { grid-template-columns: 1fr; }
  
  .hero { padding: 120px 0 60px; }
}